Mortgage Loan USA 2025 – Move Into Your Dream Home!

Discover everything about getting a mortgage loan in the USA. Tips, eligibility, credit score, and more!

What Is a Mortgage Loan?

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1 U.S. citizen or permanent resident 2.Stable income 3.Decent credit score 4.Debt-to-income ratio below 43%

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– FHA: 580+ – VA: No official minimum – USDA: 640+ – Conventional: 620+

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– W-2 or 1099 form – Pay stubs (last 2–3 months) – Bank statement – Tax returns (2 years)

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– Choose your lender – Submit document – Get pre-approved – Finalize the property – Close your mortgage

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What Is a Mortgage Loan?

1 U.S. citizen or permanent resident 2.Stable income 3.Decent credit score 4.Debt-to-income ratio below 43%

Are You Eligible?

– FHA: 580+ – VA: No official minimum – USDA: 640+ – Conventional: 620+

Required Credit Score?

– W-2 or 1099 form – Pay stubs (last 2–3 months) – Bank statement – Tax returns (2 years)

Income Proof Needed

– Choose your lender – Submit document – Get pre-approved – Finalize the property – Close your mortgage

How to Apply?